Welcome to North Star Guidance Group, LLC
The purpose of North Star Guidance Group, LLC is to help you navigate the various Medicare options so that you can find the plan that’s best for you. North Star Guidance Group provides a broad range of plan choices from carriers in the St. Louis and surrounding areas. With this knowledge, you can be sure that we will have a plan that will fit your needs and provide you with the best coverage, reach out today!
Guidance through Medicare
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Annual Enrollment Period
Annual Enrollment Period 2021
Medicare health and drug plans can make changes each year—things like cost, coverage, and what providers and pharmacies are in their networks. October 15 to December 7 is when all people with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs. This is called the Annual Enrollment Period (AEP). Be ahead of the game this year by scheduling an appointment!
Trusted Professionals
We have the knowledge and expertise of over 20 years in the industry to help you understand Medicare and the plans available. North Star Guidance Group, LLC is committed to helping you find the best plan that fits your situation. Based in St. Louis, we are familiar with the area and familiar with the needs of the community. Call us today!
Informed Decisions
Here at North Star Guidance Group, we believe in education our clients to make informed decisions, which is why we have included a Medicare Education page in our website that can be accessed at any time for your convenience.
Have you reviewed your coverage for 2021 and the upcoming 2022 year?
If not, don’t hesitate to reach out, we can help!
Original Medicare
What is Original Medicare, how do I qualify, and what should I know?
Medicare Advantage
Medicare Advantage, also known as Medicare Part C, is an alternative to original Medicare Parts A and B. It is usually considered an “all-in-one” plan.
Medicare Supplement
Medicare Supplemental Plans help to pay the “gap” between what Medicare Parts A and B pay and what you pay out of your own pocket.
Medicare Part D
Medicare Part D is an optional way for seniors age 65+ and those with disabilities to cover the cost of prescription drugs and medications.
Turning 65?
You will be granted a 7 month Initial Enrollment Period around your 65th birthday, where you can enroll in a Medicare plan.
Find the Plan that best fits You!
Medicare Advantage (MA)
Medicare Advantage, also known as Medicare Part C, is an alternative to original Medicare Parts A and B. It is usually considered an “all-in-one” plan.
Medicare Advantage + Prescription Drugs (MAPD)
Similar to Medicare Advantage Plans but in this case, these plans also provide drug coverage
Medicare Supplements
These plans help to pay the “gap” between what Medicare Parts A and B pay and what you pay out of your own pocket.
Turning 65 in Missouri?
There are typically two times in which you can sign up for a Medicare Advantage or a Prescription Drug Plan
- Initial Enrollment Period (IEP) – The time period beginning 3 months before you turn 65 and ending 3 months after you turn 65 is known as your Initial Enrollment period
- Annual Enrollment Period (AEP) – Annual Open Enrollment runs from Oct. 15 through Dec. 7 of each year.